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Transfer duty on a standard investment purchase in any state or territory, calculated by the same rate tables Virtual Buyers Agent uses, with the rate version and sources shown.
Standard investment purchase, no concessions, no foreign purchaser surcharge. Every figure uses the same calculation, run once for each state.
| State | Transfer duty |
|---|---|
| NSW | $23,437 |
| VIC | $34,070 |
| QLD | $22,275 |
| SA | $29,580 |
| WA | $24,890 |
| TAS | $24,622.50 |
| ACT | $17,880 |
| NT | $32,175 |
| Figure | Formula | Result |
|---|---|---|
| Identify tax bracket | Find threshold ≤ purchase price | $387,000 |
| Calculate base duty | round to the cent: base + (price - threshold) × rate | $23,437 |
| Add transfer fees | transfer fee + mortgage registration | $365.46 |
| Total government costs | stamp duty + transfer fees | $23,802.46 |
Transfer (stamp) duty for a standard investment purchase, calculated by the same shared rate tables Virtual Buyers Agent uses. This page holds no rate table of its own.
Transfer duty (commonly called stamp duty) is a state tax on the transfer of property. Every state and territory sets its own thresholds and rates, so the same price attracts different duty in different places.
The brackets work like income tax brackets: a fixed amount for the bracket the price falls in, plus a marginal rate applied to the part of the price above that bracket’s threshold. The calculation steps above show which bracket applied and how the amount was built.
Transfer and mortgage registration fees are separate from duty. They are published schedule fees and are shown as their own line so they are not mistaken for part of the duty figure.
An investment purchase unless you say otherwise. If it is your first home and you will live in it, the first home concession is applied where your state offers one and your answers meet its rules. No owner-occupier, pensioner or off-the-plan concession is applied. Your state revenue office decides eligibility.
Duty is calculated on the price you enter. Where a state assesses duty on the higher of price or market value, a valuation can change the figure.
The foreign purchaser option applies the surcharge the shared rate tables hold for that state. Surcharges change, sometimes mid-year, which is why the rate version and review status are printed with the result rather than left implicit.
Duty is assessed by the state revenue office, not by this calculator. Treat the figure here as an amount to check, not an amount to budget from, and have your conveyancer confirm it against your contract.
The rate tables here are shared with Virtual Buyers Agent rather than kept as a separate copy, so a re-verification updates both at once. The version, the applicable financial year and the next scheduled review date are shown with every result so you can see how current they are.
On progressive brackets, like income tax. Each state and territory publishes its own thresholds and rates. Duty is a fixed amount for the bracket plus a marginal rate on the part of the price above that bracket’s threshold.
The shared rate tables used inside Virtual Buyers Agent, not a separate copy. The rate version, the applicable financial year, the review status and links to each state revenue office are shown with the result, so you can see how current the tables are.
Only a first home concession, and only where your state offers one and your answers meet its rules. Otherwise it works out a standard investment purchase. Your state revenue office decides eligibility, so confirm with it or your conveyancer before you rely on the figure.
Timing is set by each state and is generally tied to settlement or to a fixed period after contracts are exchanged. Your conveyancer or solicitor will tell you the date that applies to your contract.
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A calculator checks the arithmetic. Virtual Buyers Agent is a guided workspace for checking the rest - Summary, Finances, Location, Documents and Offer - with the source, assumptions and limits shown on every figure.
General information only: not financial, legal, tax, or investment advice. Virtual Buyers Agent does not hold an AFSL or a real estate licence. Check your circumstances with appropriately licensed professionals before acting.