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Join the cutting edge

The Next Generation of Property Investment

We built the Virtual Buyers Agent™ from the ground up to take investors with any experience level to running expert analysis in minutes.

How It Works

Everything You Need to Invest with Confidence

No more drowning in spreadsheets or second-guessing decisions. Virtual Buyers Agent gives you a complete system to research, analyse, and track properties—all backed by data sources you can actually verify.

Add Properties

Add properties you're considering

Add properties via Mapbox address autocomplete or bulk CSV upload, then run professional analysis and tracking in Virtual Buyers Agent.

Properties

Know exactly where you're at

Move properties through your investment journey—from first look to final offer. Every stage has the right tools.

Property Hub

Your per-property analysis workspace

Click any property to open its Property Hub. Run comprehensive analysis—flood risk, rental yield, comparable sales, growth forecasts. Export your Buyer's Agent Brief when ready.

Portfolio

Watch your wealth grow

Track equity, monitor rental performance, and catch market changes across your entire portfolio.

Add Properties → Track in Properties → Open Property Hub → Run Insights → Monitor in Portfolio. The complete investment lifecycle with professional tools—without the $15K agent fee.

Explore Insights by investment phase
Try It Live

See It in Action

These are real working components from Virtual Buyers Agent.

Add Properties

Add properties you're considering

Add promising properties via Mapbox address autocomplete or bulk CSV upload (Pro). Virtual Buyers Agent enriches each property with suburb data.

  • Add any Australian property address
  • Manual add via Mapbox address autocomplete
  • Bulk CSV upload up to 500 rows (Pro)
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Address Search
Manual Entry

Add to Properties

Properties

Know exactly where you're at

Move properties through your investment journey—from first look to final offer. Every stage has the right tools.

  • Drag-and-drop workflow management
  • 4-phase acquisition journey
  • Stage-specific analysis tools
  • Visual progress tracking
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PHASE 1

Analyse

Run financial calculators to assess affordability

3 properties
42 Park Lane
Newtown, NSW
Price: $850k
Yield: 4.8%
15 George Street
Newtown, NSW
Price: $920k
Yield: 4.5%
56 Victoria Street
Brunswick, VIC
Price: $795k
Yield: 4.9%
PHASE 2

Validate

AI-powered document analysis verifies key details

2 properties
23 Union Street
Newtown, NSW
Price: $680k
Yield: 5.3%
18 Oak Street
Brunswick, VIC
Price: $720k
Yield: 5.2%
PHASE 3

Decide

Compare properties with confidence scoring

2 properties
78 King Street
Newtown, NSW
Price: $750k
Yield: 5.1%
12 Albert Street
Brunswick, VIC
Price: $620k
Yield: 5.6%
PHASE 4

Offer

Track offers and complete settlement

3 properties
91 Enmore Road
Newtown, NSW
Price: $1150k
Yield: 4.2%
92 Sydney Road
Brunswick, VIC
Price: $680k
Yield: 5.4%
34 Lygon Street
Brunswick, VIC
Price: $890k
Yield: 4.6%
PHASE 1

Analyse

Run financial calculators to assess affordability

3 properties
42 Park Lane
Newtown, NSW
Price
$850k
Yield
4.8%
Growth
6.2%
15 George Street
Newtown, NSW
Price
$920k
Yield
4.5%
Growth
5.8%
56 Victoria Street
Brunswick, VIC
Price
$795k
Yield
4.9%
Growth
5.5%
PHASE 2

Validate

AI-powered document analysis verifies key details

2 properties
23 Union Street
Newtown, NSW
Price
$680k
Yield
5.3%
Growth
5.9%
18 Oak Street
Brunswick, VIC
Price
$720k
Yield
5.2%
Growth
4.8%
PHASE 3

Decide

Compare properties with confidence scoring

2 properties
78 King Street
Newtown, NSW
Price
$750k
Yield
5.1%
Growth
6.5%
12 Albert Street
Brunswick, VIC
Price
$620k
Yield
5.6%
Growth
4.9%
PHASE 4

Offer

Track offers and complete settlement

3 properties
91 Enmore Road
Newtown, NSW
Price
$1150k
Yield
4.2%
Growth
7.1%
92 Sydney Road
Brunswick, VIC
Price
$680k
Yield
5.4%
Growth
5.2%
34 Lygon Street
Brunswick, VIC
Price
$890k
Yield
4.6%
Growth
5.9%

Also available in Cards, Table, and Map views

Property Insights

Your property's Property Hub workspace

Click any property to open its Property Hub—your dedicated analysis workspace. Run comprehensive analysis for professional due diligence. Transparent, data-grounded research backed by official sources (ABS, RBA). Export your Buyer's Agent Brief when ready.

  • Risk analysis (flood, bushfire, zoning)
  • Financial modelling (yield, cashflow, ROI)
  • Market insights (growth, demand, vacancy)
  • Transparent data sources you can verify
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Analysis Insights

26 Insights

Professional analysis completed in seconds

Portfolio

Watch your wealth grow

Track equity, monitor rental performance, and catch market changes across your entire portfolio.

  • Real-time portfolio value tracking
  • Equity growth visualisations
  • Rental review and performance alerts
  • Market change notifications
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Total Value
$0
+12.4%
Total Equity
$0
+8%
Avg Yield
0.0%
3 properties
Equity Growth (12 Months)
Jan: $720,000
Dec: $890,000
Properties
Rental review due for 42 Park Lane
Map Intelligence

Visualise Investment Hotspots

See rental yields and capital growth across Australia's property market. Interactive heatmaps surface high-performing suburbs at a glance.

  • Interactive yield heatmap by suburb
  • Capital growth trend visualisation
  • Filter by investment metrics
  • Quick zoom to areas of interest
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Loading map...
Rental Yield Range8 regions
<3%
3-4%
4-5%
5%+

No credit card required. Experience the full toolkit.

Power Tools

The #1 Reason Investors Use Spreadsheets - Solved

9 Power Tools that eliminate your investment spreadsheet forever. Real-time analysis, instant comparisons, and projections that update as you type.

Scenario Modeller

What if interest rates rise 2%?

Stress-test your investment decisions with real-time scenario modelling. See how your returns change with different rates, LVRs, and market conditions.

  • Interactive rate sliders (2-12%)
  • LVR adjustment modelling
  • Purchase price sensitivity
  • Instant cashflow recalculation
  • Risk tolerance visualisation
Free: Basic scenarios
Starter: 5 saved scenarios
Pro: Unlimited scenarios*
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Scenario Modeller

Adjust parameters to see instant results

6.5%
20%
Monthly Repayment
$4,045
Borrowing Power
$640,000
Properties Overview

Bird's-eye view of your properties

Monitor all your properties' insight progress across acquisition phases. See completion rates, quality scores, and issues at a glance.

  • Cross-property completion tracking
  • Phase-by-phase progress bars
  • Quality score aggregation
  • Attention list for stalled properties
  • Filterable by phase or status
Free: 5 properties
Starter: 50 properties
Pro: Unlimited properties*
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Properties Overview

12 properties
67%
Completion
72
Avg Quality
156
Total Runs
2
Issues

Phase Progress

ANALYSE
82%
VALIDATE
54%
DECIDE
41%
OFFER
28%

Needs Attention

42 Harbour St, Sydney
Strata report overdue
18 Collins Ave, Melbourne
Cash flow negative at 6.5%
Comparison Studio

Head-to-head that beats spreadsheets

Side-by-side property comparison with progressive disclosure. L1 summary, L2 phase accordions, and L3 full metric detail with automatic winner highlighting.

  • Side-by-side metrics display
  • Progressive disclosure (L1/L2/L3)
  • Automatic winner highlighting
  • Phase accordion drill-down
  • Custom metric weighting
Free: 2 properties
Starter: 5 properties
Pro: Unlimited comparisons*
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Comparison Studio

Compare properties or suburbs side-by-side

42 Park Lane
Newtown
Price$850,000
Yield4.8%
Growth6.2%
18 Oak Street
Brunswick
Price$720,000
Yield5.2%
Growth4.8%
Projection Planner

See your wealth journey

Visualise your 10-year investment journey with detailed equity growth charts, cashflow projections, and portfolio milestones.

  • 10-year financial projections
  • Equity growth visualisation
  • Cashflow crossover calculator
  • Portfolio summary metrics
  • Tax-optimised scenarios
Free: 1 property
Starter: 3 properties
Pro: Full portfolio
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Projection Planner

10-year equity growth

Starting Equity
$160,000
Year 10 Equity
$790,000
Quick Calculator

Auction-ready calculations

Lightning-fast property calculations while you browse. Get instant yield, cashflow, and ROI metrics with real-time updates as you type.

  • Real-time yield calculator
  • Cashflow instant preview
  • Inline metric editing
  • Stamp duty calculator
  • After-tax return optimiser
Free: Available
Starter: Available
Pro: Available
9:41

Investment Calculator

Quick calculations preview

Deposit
$160,000
Loan
$640,000
Monthly Repayment
$4,045/mo
Suburb Comparison Studio

Find the best suburb for your strategy

Compare suburbs side-by-side across investment metrics. Analyze median prices, rental yields, vacancy rates, and growth trends to find your ideal location.

  • Side-by-side suburb metrics
  • Median price comparison
  • Rental yield analysis
  • Vacancy rate trends
  • Population growth data
Free: Limited
Starter: 5 suburbs
Pro: Unlimited*
Depreciation Schedule

Maximize your tax deductions

Estimate depreciation deductions for building and plant assets using ATO guidelines. Visualize your 40-year depreciation schedule.

  • Building allowance calculator
  • Plant & equipment estimates
  • 40-year schedule projection
  • ATO-compliant calculations
  • Year-by-year breakdown
Free: Basic estimate
Starter: Full schedule
Pro: Multi-property
Renovation ROI Planner

Renovate smarter, not harder

Model renovation costs against projected value uplift and rental gains. Calculate payback periods and ROI for different renovation strategies.

  • Category-based ROI estimates
  • Value uplift projections
  • Rental increase modeling
  • Payback period calculator
  • Before/after comparison
Free: Basic
Starter: Full features
Pro: Portfolio-wide
Tax Impact Planner

Understand your tax position

See how property investments affect your overall tax position. Model negative gearing benefits and optimize your investment structure.

  • Negative gearing calculator
  • Tax bracket analysis
  • Depreciation impact
  • Interest deductions
  • Annual tax benefit summary
Free: Not available
Starter: Not available
Pro: Full access
CGT Disposal Calculator

Plan your exit strategy

Calculate estimated Capital Gains Tax liability when selling a property. Factor in the 50% discount for assets held over 12 months.

  • Cost base calculation
  • Holding period analysis
  • 50% discount eligibility
  • Marginal tax rate impact
  • Net proceeds estimate
Free: Not available
Starter: Not available
Pro: Full access

What's Included in Each Tier

Power ToolFreeStarterPro
Scenario Modeller
Basic scenarios5 saved scenariosUnlimited scenarios*
Properties Overview
5 properties50 propertiesUnlimited properties*
Comparison Studio
2 properties5 propertiesUnlimited comparisons*
Projection Planner
1 property3 propertiesFull portfolio
Quick Calculator
AvailableAvailableAvailable
Suburb Comparison Studio
Limited5 suburbsUnlimited*
Depreciation Schedule
Basic estimateFull scheduleMulti-property
Renovation ROI Planner
BasicFull featuresPortfolio-wide
Tax Impact Planner
Not availableNot availableFull access
CGT Disposal Calculator
Not availableNot availableFull access

No credit card required. Upgrade anytime.

The Logical Property Journey

From Chaos to Clarity in 4 Phases

Every successful property acquisition follows the same logical path. Virtual Buyers Agent guides you through each phase with the right tools at the right time.

Phase 1
ANALYSE
Financial story told in...
Phase 2
VALIDATE
Upload documents and AI...
Phase 3
DECIDE
See what the analysis...
Phase 4
OFFER
Track your offer from...
Phase 1
ANALYSE
Financial story told in sections — costs, returns, market, growth — not a wall of data
Phase 2
VALIDATE
Upload documents and AI analysis feeds directly into the relevant due diligence section
Phase 3
DECIDE
See what the analysis found first, then work through a guided checklist to make your call
Phase 4
OFFER
Track your offer from first submission to settlement day in one place

Transparent logic you can verify. Professional-grade analysis at accessible pricing.

Our Methodology

The Confidence Framework™

The Confidence Framework™ is our structured approach to property investment due diligence. Four phases—Analyse, Validate, Decide, Offer—guide you from initial discovery to making an offer, building your Confidence Score at each step. Combined with Glass Box Transparency™, which shows exactly how every calculation is derived, you get the rigour of professional due diligence without the $15,000+ buyer's agent fee.

Insights Reference

26 Insights by Investment Phase

The complete breakdown of every Insight, grouped by when you'll need them.

Phase 1

ANALYSE

Financial story told in sections — costs, returns, market, growth — not a wall of data

Free
13 Insights

Suburb Benchmark

Included
Sources: ABS Census, Market Data

Stamp Duty

Included
Sources: State Tax Rates, User Input

Rental Yield

Included
Sources: User Input, Market Data

Loan Repayment

Included
Sources: RBA Rates, User Input

Cash Flow Forecast

Included
Sources: RBA Rates, User Input

Location Score

Included
Sources: ABS Census, Infrastructure Data

Borrowing Power

Included
Sources: Lending Criteria, User Input

Land Tax

Included
Sources: State Tax Rates, User Input

Break-Even

Included
Sources: Market Data, User Input

Suburb Momentum

Included
Sources: ABS Data, Infrastructure Data

Depreciation Estimate

Included
Sources: ATO Rules, Property Data

Renovation ROI

Included
Sources: Market Data, User Input

Upfront Costs

Included
Sources: State Requirements, User Input
Phase 2

VALIDATE

Upload documents and AI analysis feeds directly into the relevant due diligence section

Starter
3 Insights

Building Report Analyser (AI)

Included
Sources: AI PDF Analysis

Contract Review (AI)

Included
Sources: AI PDF Analysis

Strata Report Analyser (AI)

Included
Sources: AI PDF Analysis
Phase 3

DECIDE

See what the analysis found first, then work through a guided checklist to make your call

Starter
4 Insights

Risk-Adjusted Score

Included
Sources: Risk Metrics, Return Data

Tax Position

Included
Sources: ATO Rules, User Input

Property Comparison

Included
Sources: Property Data, Analysis Results

Investment Return

Included
Sources: Market Data, User Input
Phase 4

OFFER

Track your offer from first submission to settlement day in one place

Starter
3 Insights

Upfront Costs

Included
Sources: State Requirements, User Input

Settlement Costs

Included
Sources: State Fees, Legal Costs

Settlement Checklist

Included
Sources: Legal Requirements

Why Virtual Buyers Agent

Professional Due Diligence. No Agent Fee.

Five capabilities that replace the $15,000 buyer's agent -- and give you something no agent can: full transparency into every number.

Glass Box Transparency

See every formula. Trust every number.

Every calculation shows its formula, data sources, and assumptions. Click "See calculation" on any metric. No black boxes, no hidden formulas -- just verifiable maths you can check yourself.

The Confidence Framework

A structured path from analysis to offer.

Four phases -- Analyse, Validate, Decide, Offer -- guide you from first numbers to settlement day. Your Confidence Score tracks how thoroughly you have researched each property, so you always know where you stand.

26 Insights

Replace the spreadsheet. Keep the rigour.

23 data-driven calculators and scoring engines plus 3 AI-powered PDF analysers. Stamp duty, rental yield, cash flow, risk scoring, and more -- all auto-calculated from official ABS and RBA data.

Personalised to You

Your goals. Your risk tolerance. Your analysis.

The Investor Profile Quiz tailors every calculation to your situation. Scoring weights, checklist priorities, and content recommendations adapt to your unique investor profile.

Analyse Anywhere

Open inspection? Pull up your analysis.

Full-featured native iOS and Android apps. Run calculations at the open inspection, check your properties on the train, or review reports from the couch. Desktop-to-mobile, zero friction.

"Why not just use..."

We get it. You've tried other approaches. Here's how VBA is different.

Spreadsheets

The Problem

Time-consuming to build. Error-prone formulas. Out-of-date the moment rates change. Doesn't scale past 3 properties.

VBA Difference

Automatic analysis with live data. 26 Insights run in seconds. Compare unlimited properties. Every formula visible.

Property Portals

The Problem

Show listings, not decisions. Surface-level data. No cash flow analysis. No risk assessment. No comparison tools.

VBA Difference

Guided Decision Framework with 26 Insights. Deep financial analysis. Risk scoring. Side-by-side comparisons. Structured methodology.

Buyer's Agent

The Problem

$10,000–$15,000 fee per property. Their research, their recommendations. Limited transparency into the "why".

VBA Difference

Same professional-grade analysis for $39/month. You control the research. Every calculation shows its working.

See for yourself — start free

Start Your Investment Journey

Get professional analysis without the traditional agent fees. Access all structured analysis tools.

No Lock-in Contract

Cancel Anytime

Instant Results

VBA Logo

Property investment simplified. Professional analysis backed by official data sources—without the $15K agent fee.

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© 2026 Virtual Buyers Agent Pty Ltd (ABN 62 694 217 046)

Virtual Buyers Agent™ | Glass Box Transparency™ and Confidence Framework™ are trademarks of Virtual Buyers Agent Pty Ltd.

Virtual Buyers Agent is a property analysis platform and does not provide buyer's agent services, real estate advice, or financial advice.

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