Australian Property Investment Calculators
Six free calculators for the Australian property market. Every result shows the formula behind it, the inputs it used and what it leaves out — including tax, which none of them calculate. No account required.
Investment Property Calculator
Yield, weekly cash flow before tax, repayments and cash to get started.
Rental Yield Calculator
Gross and net rental yield, with the formula shown.
Stamp Duty Calculator
Transfer duty for all states, from the shared rate tables.
Property Cash Flow Calculator
Weekly cash flow before tax, from figures you supply.
LVR Calculator
Loan to value ratio, and the deposit for a target you set.
Compound Growth Calculator
Compound arithmetic on a rate you supply. Not a forecast.
Depreciation and negative gearing
There is no depreciation or negative gearing calculator here, and there will not be one. Both produce a tax position that depends on your income, your other deductions and how you hold the property — Virtual Buyers Agent is not a registered tax agent and cannot work one out. We explain how each one works instead, and the number itself belongs to your tax agent.
General information only — not financial, legal, tax, or investment advice. Virtual Buyers Agent does not hold an AFSL or a real estate licence. Consider your circumstances and seek professional advice before acting.
Frequently Asked Questions
Are the Virtual Buyers Agent property calculators free?
Yes. Every calculator here is free to use and no account or credit card is required.
What property calculators does Virtual Buyers Agent offer?
Six, all built for the Australian market: investment property feasibility, rental yield, stamp duty, cash flow, loan to value ratio and compound growth. There is no depreciation calculator and no negative gearing calculator, because both produce a tax position rather than a property figure.
How accurate are these calculators?
Each one shows the formula behind every figure, the inputs it used, what it excludes, and where its constants come from — including the rate version and next review date for the stamp duty tables. They run the same shared calculations as the Virtual Buyers Agent app rather than a separate copy. Accuracy still depends on the figures you enter, so evidence them from documents where you can.
Do these calculators work out my tax?
No, and none of them ever will. Nothing here calculates a deduction, an offset, a refund or a tax saving, and no cash-flow figure is after tax. Virtual Buyers Agent is not a registered tax agent and does not hold an AFSL. Our Knowledge articles explain how depreciation and negative gearing work; the number for your own position has to come from a registered tax agent.
Why are some fields already filled in?
A few fields start with an example value so the page shows a working result the moment it loads. Every one of them is marked "Example" until you change it, and any result computed partly from an example says so. Growth rate is the exception and starts empty — a growth rate we chose for you would be a forecast, and we do not make those.
Do I need an account?
No account is needed for any calculator on this page. A free Virtual Buyers Agent account lets you keep results alongside a property and track several properties over time.