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Calculators
No account needed. Every result shows the formula behind it, the inputs it used, and what it leaves out — including tax, which none of them calculates.
Each one runs the same shared arithmetic as the app, not a separate copy of it.
Yield, weekly cash flow before tax, repayments and cash to get started.
Gross and net rental yield, with the formula shown.
Transfer duty for all states, from the shared rate tables.
Weekly cash flow before tax, from figures you supply.
Loan to value ratio, and the deposit for a target you set.
Compound arithmetic on a rate you supply. Not a forecast.
There is no depreciation or negative gearing calculator here, and there will not be one. Both produce a tax position that depends on your income, your other deductions and how you hold the property — Virtual Buyers Agent is not a registered tax agent and does not publish its own tax explainer while that content is held for qualified review. Use current ATO guidance for general information; the number itself belongs to your registered tax agent.
Yes. Every calculator here is free to use and no account or credit card is required.
The grid on this page is the whole list — every calculator is on it, all built for the Australian market, and none of them is held back behind an account. There is no depreciation calculator and no negative gearing calculator, because both produce a tax position rather than a property figure; current Australian Taxation Office guidance explains how each one works instead.
Each one shows the formula behind every figure, the inputs it used, what it excludes, and where its constants come from — including the rate version and next review date for the stamp duty tables. They run the same shared calculations as the Virtual Buyers Agent app rather than a separate copy. Accuracy still depends on the figures you enter, so evidence them from documents where you can.
No, and none of them ever will. Nothing here calculates a deduction, an offset, a refund or a tax saving, and no cash-flow figure is after tax. Virtual Buyers Agent is not a registered tax agent and does not hold an AFSL. Current Australian Taxation Office guidance explains how depreciation and negative gearing work; the number for your own position has to come from a registered tax agent.
A few fields start with an example value so the page shows a working result the moment it loads. Every one of them is marked "Example" until you change it, and any result computed partly from an example says so. Growth rate is the exception and starts empty — a growth rate we chose for you would be a forecast, and we do not make those.
No account is needed for any calculator on this page. A free Virtual Buyers Agent account lets you keep results alongside a property and track several properties over time.
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A free account holds the figures alongside the property, so the next calculation starts where the last one finished.
General information only — not financial, legal, tax, or investment advice. Virtual Buyers Agent does not hold an AFSL or a real estate licence. Check your circumstances with appropriately licensed professionals before acting.